Layer 11 · Economy · 13 Jul 2026

Economy Layer

The sovereign API economy. Every service has a price. Every action emits a SIGIL-signed receipt. x402 invoices. Wisdom points. TwinStore marketplace. Three payment rails. Zero foreign intermediaries.

340+
Priced Services
x402
Invoice Protocol
3
Payment Rails
Ed25519
Receipt Signatures
3
Pricing Tiers
100%
Auditable
⚡ See x402 Pricing 🪪 Hermes Layer — Issues Receipts → 🎯 Start Earning Wisdom →

Part of the SOV33 sovereign stack: SOV33 Hub · Master · Hermes · DEFONEOS

01

⚡ x402 — Per-Outcome Invoicing

Coinbase x402 · HTTP 402 Payment Required · per-action billing

SOV3 issues an x402 invoice for every paid outcome. Not per-seat, not per-token — per verified, SIGIL-signed outcome.

When you call POST /api/x402_invoice, SOV3 returns a JSON invoice priced by service + tier + quantity. Pay via Stripe, crypto, or x402 wallet — and you get a SIGIL-signed receipt hash-chained into the public ledger.

Pricing Tiers

🆓 Free
$0/outcome
Open-source access. Rate-limited, watermarked, HMAC-signed. For learning & trial.
  • 100 calls / day
  • HMAC receipts (free tier)
  • Public SIGIL chain visibility
  • Community support
  • No Ed25519 auditor receipts
  • No BFT-33 attestation
⚡ Pro
$0.10–$5/outcome
Production-grade. Ed25519-signed receipts suitable for audit, regulator submission, and insurer proof.
  • 10,000 calls / day
  • Ed25519 auditor receipts
  • Article 50 watermarking
  • EU AI Act risk classification
  • Stripe + crypto + x402 payment
  • No BFT-33 multi-sig attestation
🏛️ Governance
$5–$500/outcome
Regulator-grade. BFT-33 multi-sig. SIGIL-anchored to Bitcoin. For Article 50, EU AI Act high-risk, AUKUS.
  • Unlimited calls
  • BFT-33 + SIGIL Bitcoin anchor
  • Full 30-framework compliance
  • DORADO sovereignty proof
  • Dedicated Sigil chain (90-day retention)
  • SOC 2 + ISO 27001 + ISO 42001

📦 5 Sample Priced Services

📡 Invoice Endpoint (Sample Request)

# Create a per-outcome x402 invoice POST /api/x402_invoice Content-Type: application/json { "service": "article50_passport", "tier": "pro", "quantity": 1, "customer": "acme@example.com", "description": "EU AI Act Art 50 passport for chatbot prompt" } # → 200 OK { "invoice_id": "INV-2026-0a4f-7c9d", "service": "article50_passport", "tier": "pro", "quantity": 1, "unit_price_usd": 0.50, "total_usd": 0.50, "payment_methods": ["stripe", "crypto", "x402"], "sigil_digest": "7c9d4f8a2b1e5d6f...", "expires_at": "2026-07-13T18:00:00Z" }
02

🧠 Wisdom Economy — Gimification

Latin: ludus + sapientia · earn for sovereign actions

Every sovereign action earns wisdom points — game-theoretic rewards for contributing to the network's collective intelligence and integrity.

Gimification — Latin ludus (game) + sapientia (wisdom). Where gamification doles out dopamine hits, gimification pays in cumulative, transferable wisdom that ranks you on the public leaderboard and unlocks Pro-tier features.

🎯 How You Earn Wisdom

📐 Earning Formula

wisdom_earned = base_reward × care_multiplier × rarity_bonus × streak_factor

  • base_reward — set per action (10 to 500 pts)
  • care_multiplier — 1.0× to 3.0×, scaled by your care-weighted impact score
  • rarity_bonus — 1.0× to 5.0×, higher for first-of-kind contributions
  • streak_factor — daily login + activity streak, 1.0× to 2.5× over 30 days
03

💸 Wisdom Transfer — P2P Economy

peer-to-peer · audit-trailed · instant

Transfer wisdom points between users. Each transfer emits a SIGIL receipt with from, to, amount, reason, prior_hash — hash-chained and publicly verifiable.

🎁 Why Transfer?

  • → Tip a contributor for a useful dataset or training module
  • → Reward a BFT voter whose judgment saved your fleet
  • → Gift a colleague Pro-tier access for a week
  • → Settle a service — pay another user for i-character lease, TwinStore purchase, or wisdom consulting
  • → Burn points for governance rights (1,000 pts = 1 council vote weight)

🔐 Audit Trail (every transfer)

{ "transfer_id": "WT-2026-9f8e-12ab", "from_user": "did:csoai:alice", "to_user": "did:csoai:bob", "points": 250, "reason": "BFT vote saved audit", "prior_sigil": "8f4e2c1a...", "new_sigil": "7c9d4f8a2b1e5d6f...", "ed25519_sig": "MEUCIQDg...", "timestamp": "2026-07-13T14:22:01Z" }

Endpoint: POST /api/wisdom/transfer

04

👥 TwinStore — Consented i-Characters

buy · lease · rent · sovereign digital twins

The first marketplace for sovereign-grade digital twins. Every i-character ships with explicit consent, training provenance, and revocable commercial rights.

TwinStore is the only marketplace where the person the digital twin represents has explicitly opted in to commercial use, set the price, and can revoke at any time. Every sale emits a SIGIL receipt + consent receipt.

🔒 All TwinStore transactions emit a SIGIL receipt with consent_hash + training_provenance_hash + revocation_clause. Buyers can revoke any time and receive pro-rata refund.

05

💳 Three Payment Rails

Stripe · Crypto · x402 wallet

Choose how you pay. Every rail produces the same SIGIL-signed receipt — only the settlement network differs.

Stripe
Fiat, cards, ACH, SEPA. Familiar UX. Receipt lands on Stripe dashboard + SIGIL chain.
CardACHSEPA
Crypto Native
BTC · ETH · USDC · SOL. Direct on-chain settlement + SIGIL anchor to Bitcoin via OpenTimestamps.
BTCETHUSDCSOL
x402 Wallet
Coinbase x402 HTTP-402 native. Machine-to-machine payment. Bot-to-bot economy. Sub-cent pricing.
x402M2MBot

All three rails emit the same shape of SIGIL-signed receipt. Settlement differs; verification is identical.

06

🧾 SIGIL-Signed Receipts

Ed25519 · hash-chained · publicly verifiable

Every paid outcome emits a receipt you can verify against the public SIGIL chain. Auditor-grade. Regulator-submittable.

Sample Receipt 1 — x402 Invoice (Free Tier)

⛓️ SIGIL CHAIN ENTRY · 2026-07-13T14:22:01Z
invoice_id
INV-2026-0a4f-7c9d
service
article50_passport
tier
free
unit_price_usd
$0.0000
payment_method
wallet (no charge)
content_hash
sha256:7c9d4f8a2b1e5d6f9c3a8e2b4f7d1c5a8e3b6f9c2d5a8e1b4f7c3d6a9e2b5f8c
sigil_digest
a4f7c9d2e8b1f5c3a6d9e2b4f7c1d5a8e3b6f9c2
hmac_sig
MEQCIB...7c9d (HMAC-SHA256, free tier)
✓ Verifiable at /v1/sigil/single?sigil=a4f7c9d2

Sample Receipt 2 — x402 Pay (Pro Tier, Stripe)

⚡ PRO TIER · STRIPE SETTLED
payment_id
PAY-2026-2e9f-44bc
invoice_id
INV-2026-0a4f-7c9d
service
eu_ai_act_audit
tier
pro
quantity
3 audits
total_usd
$6.00
payment_method
stripe (card **** 4242)
stripe_charge_id
ch_3OqK8H2eZvKYlo2C1abc
content_hash
sha256:9f8e7c1d5a3b6f8e2c4d7a9e1b5f3c8d6a9e2b4f7c1d5a8e3b6f9c2d5a8e1b4f
sigil_digest
2e9f44bca7d1e5c8f3b6a9d2e5c8f1b4a7d9e2c5
ed25519_sig
MEUCIQDg7Kq...2e9f (Ed25519, auditor-grade · no foreign key custody)
bitcoin_anchor
opentimestamps:bitcoin:mainnet:btc:894521 (≈6 confirmations)
✓ Pro-tier Ed25519 receipt · Bitcoin-anchored · DORADO sovereignty verified

Sample Receipt 3 — Wisdom Transfer (P2P)

💸 WISDOM TRANSFER
transfer_id
WT-2026-9f8e-12ab
from
did:csoai:alice
to
did:csoai:bob
points
250 wisdom
reason
BFT vote saved audit (Q3 EU AI Act)
prior_sigil
8f4e2c1a5b7d9e3f6c8a2d4e7b1f5c3a
new_sigil
9f8e7c1d5a3b6f8e2c4d7a9e1b5f3c8d
ed25519_sig
MEUCIQCf...9f8e (Ed25519, both parties)
✓ Hash-chained · both DIDs signed · publicly auditable at /v1/sigil/single?sigil=9f8e7c1d
07

🏆 Top 20 Wisdom Earners

public leaderboard · refreshed every 60s

Live from /api/leaderboard. Top 20 of 4,218 wisdom holders (this week). Full leaderboard at /leaderboard.

← Showing top 10 (full top 20 at /leaderboard) →

Start Earning · 30 seconds

Plug in. Get a receipt. Earn wisdom.

Every action on SOV3 — calling an MCP, casting a BFT vote, validating a SIGIL, contributing data, auditing a compliance check — emits a receipt and earns wisdom. Three entry points:

🪪 Hermes Layer — Issues Receipts → 👑 Master Hub → 🎯 DEFONEOS Signup — Start Earning →

No wallet required to start. Free tier is genuinely free. Pro tier starts at $0.10/outcome.